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No boater wants to lose his or her boat. However, boats can sink. That is just a fact of life. Should a hull loss occur, a boater loses much more than a piece of recreational equipment. The financial loss from a sunken boat is always a significant loss. READ MORE >>

Those who own an older vehicles may not realize an antique car insurance plan is available to them. Sometimes, buying this specialized auto insurance can help to reduce overall costs while providing ample protection for the vehicle. Each antique vehicle plan has a different price point. READ MORE >>

It goes without saying. Sinkings pose significant risks to commercial boaters and their passengers. Businesses could face considerable financial losses in case of a hull loss. Such an action may even force the company out of business. Note to mention, a sinking is an extreme liability risk for passengers. READ MORE >>

Whenever a passenger comes aboard your boat, you assume a liability risk. You could always encounter hazards that put your passenger safety at risk. For example, a collision with another boat might cause injuries to your passengers. Medical coverage on your boat insurance can help you compensate for injury costs to your passengers. READ MORE >>

Your yacht’s purpose is to be outside. And it is a recreational device. Therefore, you can expect the yacht to be a durable vessel. It should be able to withstand a lot of different environments. In severe weather, you still face an increased insurance risk, no matter how strong the vessel. READ MORE >>

Car batteries are often the lifeline of your car. The battery supplies the power that starts the engine and keeps the car functioning. If a battery malfunctions, then there are a lot of potential problems. Batteries, like most components of your engine, age and wear out. READ MORE >>

If you have a boat, you want to spend your time on the water relaxing and enjoying fun with your friends and family. No one wants anything to go wrong. Whenever you hit the water, there is always a chance that someone could get hurt or sick on your boat. Injuries and illness are no fun for the affected person. READ MORE >>

Boating charters are great ways for many people to entertain or just enjoy the water. A boat charter rents vessels and services to clients for various reasons. However, if you own a charter business, you have to make sure that you properly insure the boat. READ MORE >>

Now that spring has arrived, it is time to take your yacht out of winter storage. If you’re going to use the yacht during the upcoming season, you’re likely going to have to do some maintenance. Storing your yacht can always lead to wear and tear. READ MORE >>

Perhaps you have planned on buying a motorcycle for a long time. As a first time biker, there are many things you need to do to ensure your safety on the road. Biking comes with risks that are different from those that come with a standard vehicle. Therefore, before you become a new rider, you need to take steps to take care of yourself. READ MORE >>

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