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Your yacht’s purpose is to be outside. And it is a recreational device. Therefore, you can expect the yacht to be a durable vessel. It should be able to withstand a lot of different environments. In severe weather, you still face an increased insurance risk, no matter how strong the vessel. READ MORE >>

Car batteries are often the lifeline of your car. The battery supplies the power that starts the engine and keeps the car functioning. If a battery malfunctions, then there are a lot of potential problems. Batteries, like most components of your engine, age and wear out. READ MORE >>

If you have a boat, you want to spend your time on the water relaxing and enjoying fun with your friends and family. No one wants anything to go wrong. Whenever you hit the water, there is always a chance that someone could get hurt or sick on your boat. Injuries and illness are no fun for the affected person. READ MORE >>

Boating charters are great ways for many people to entertain or just enjoy the water. A boat charter rents vessels and services to clients for various reasons. However, if you own a charter business, you have to make sure that you properly insure the boat. READ MORE >>

Now that spring has arrived, it is time to take your yacht out of winter storage. If you’re going to use the yacht during the upcoming season, you’re likely going to have to do some maintenance. Storing your yacht can always lead to wear and tear. READ MORE >>

Perhaps you have planned on buying a motorcycle for a long time. As a first time biker, there are many things you need to do to ensure your safety on the road. Biking comes with risks that are different from those that come with a standard vehicle. Therefore, before you become a new rider, you need to take steps to take care of yourself. READ MORE >>

When your boat is your business, you will likely have to carry some form of business insurance for the boat. How you insure the boat and its contents brings up a lot of different questions. Commercial boating likely involves two other parties besides the owner: money and clients. READ MORE >>

As the seasons change, many people begin to pull their boats out of winter storage. It is time to hit the water again. However, changing seasons always bring changes in the weather. During these times of warm-up, the chances of severe weather drastically increase. Your boat faces unique weather risks. READ MORE >>

If you’re operating a boating business, you take on risks not just for yourself and your boat. You also assume risks for your cargo, including passengers. Boat masters have to undertake inspections for the safety of passengers and crew. These are often mandated by law. READ MORE >>

A boat fire is a very scary situation. Passengers may have to flee a burning boat, into the water, and then await rescue. Boat fires expose passengers not only to fire risks but also to common maritime risks. Boats have become more and more complicated. Therefore, the potential fire triggers have increased. READ MORE >>

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