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Perhaps you have planned on buying a motorcycle for a long time. As a first time biker, there are many things you need to do to ensure your safety on the road. Biking comes with risks that are different from those that come with a standard vehicle. Therefore, before you become a new rider, you need to take steps to take care of yourself. READ MORE >>

When your boat is your business, you will likely have to carry some form of business insurance for the boat. How you insure the boat and its contents brings up a lot of different questions. Commercial boating likely involves two other parties besides the owner: money and clients. READ MORE >>

As the seasons change, many people begin to pull their boats out of winter storage. It is time to hit the water again. However, changing seasons always bring changes in the weather. During these times of warm-up, the chances of severe weather drastically increase. Your boat faces unique weather risks. READ MORE >>

If you’re operating a boating business, you take on risks not just for yourself and your boat. You also assume risks for your cargo, including passengers. Boat masters have to undertake inspections for the safety of passengers and crew. These are often mandated by law. READ MORE >>

A boat fire is a very scary situation. Passengers may have to flee a burning boat, into the water, and then await rescue. Boat fires expose passengers not only to fire risks but also to common maritime risks. Boats have become more and more complicated. Therefore, the potential fire triggers have increased. READ MORE >>

If you have an antique car, you understand the insurance risks your car faces. It often takes a lot of money to keep and maintain the car. If you lose the vehicle to a covered peril, it may cost you a lot of money. Covering an antique car with insurance can protect them from many risks. READ MORE >>

The spring leads to a prime season for yachting. However, there are multiple steps that you need to take before you hit the water. If you fail to maintain your boat, you may expose the craft to unnecessary risks. These could pose yacht insurance liabilities. READ MORE >>

Commercial fleet owners often face significant costs related to maintaining and insuring their vehicles. These vehicles, though, are at the heart of the business.  An initial business owner policy (BOP) is a good step in the right direction. However, it is rarely enough financial protection. READ MORE >>

If you operate commercial pleasure cruises, passenger safety should be your chief concern. No boating program wants to have a reputation for unsafe operations. In many cases, unsafe operations will cost a business its operating licenses. But that’s the least of your worries. READ MORE >>

Owning a yacht gives you access to some of the most unique travel experiences in the world. All you need is water and a safe harbor and you can go almost anywhere you want. But, as you yacht to new destinations, think ahead. International boating has more complicated procedures than boating in domestic waters. READ MORE >>

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