Winter Wisdom: Preparing Your Boat for an Afloat Winter Layup

Do you keep your boat where the winters aren't too fierce, but still cold enough to put an end to the boating season?

If your boat is in the water all year, don't ignore it all winter!

Voyager Marine, a leading boat insurance provider, has some important tips to help you prepare your boat for the winter season, as well as help prevent potential weather-related problems.

  • Make regular inspection visits to your vessel to ensure the bilges are dry, drains are clear, mooring lines are secure and not chafing, and batteries are charged. Post emergency phone numbers in one of the boat's windows facing the dock. If you'll be away for an extended period, arrange to have a friend or neighbor check on the boat.
  • Accumulating leaves, ice or snow can block cockpit drains, and the weight of snow or rainwater collecting in the cockpit can force the stern down, allowing water to enter through openings normally above the waterline. Inspect all through-hulls close to the waterline. If any of them are plastic, they can develop cracks that will allow water in if they become submerged. They should be replaced with bronze or fiber-reinforced nylon.
  • Make certain bilge pumps and float switches are in good condition, and keep the batteries charged. Remember, though, that pumps don't sink boats. Leaks sink boats. Inspect all your hoses, valves, outdrive bellows, stuffing boxes, strainers and through-hulls and be sure everything is ship-shape. Be sure all hatches are secured, and all cockpit hatch drains are clear of debris and obstructions.
  • Close all the seacocks. If they are left open, and a short period of freezing weather causes a hose to split or a strainer to crack, the boat will sink when the weather warms up. In fresh water where muskrats may be a problem, cover or block exhaust through-hulls. Be sure to inspect all the plumbing when opening the seacocks in the spring.
  • Install a smoke detector and a high water alarm. If there's a problem onboard, the alarm may be heard by a neighbor or a marina employee.
  • Marinas are a target for thieves in the winter. Be sure to remove all valuables from your boat, including electronics, tools, binoculars, fishing gear and small outboard motors, and take them home or store them safely ashore.
  • Remove sails, including roller-furled headsails, to prevent them from being damaged during a winter storm. Also, be sure all exterior canvas is well secured.
  • If you must use heaters on board, consider using non-thermostatic "hot sticks" or "air dryers," which are safer, use less electricity, and help fight mildew by keeping air moving. Leave interior lockers open to provide more air circulation.

Spend some time preparing for colder weather, and make regular visits to your boat. A bit of prevention in the fall, and attention throughout the winter, may prevent many headaches later!

Maintaing your boat properly is only half the battle. If an unexpected accident should occur, would you have sufficient coverage to take care of the resulting damages? Call Voyager Marine today to find out what boat insurance policies fit your needs best. Our outstanding service is just one of the many things our customers love about our services, as we strive to help all boaters find the coverage they need.

We look forward to assisting with all your boat insurance needs.

*Download this useful article in eBook format: Winter Wisdom: Preparing Your Boat for an Afloat Winter Layup

* This article is intended as general information and is not intended to interpret the actual terms or conditions contained in any policy of insurance provided through Voyager Marine or by any other agency.

** Insurance buyers should consult their agent, broker or other insurance professional whenever they have questions about their insurance needs.

Written by INAMAR Recreational Marine Insurance Copyright © 2005

CA Lic. #OB99487

Boat Insurance
Boat Insurance