No matter how well you know your friend, neighbor or even family member, if you plan to allow this individual to use your recreational vehicle, you simply need to ensure the vehicle is safe and ready for the road. If you cannot do this, you should inform them, at least, of what needs to be done before your vehicle gets out onto the open road. What specific areas should you consider?
1: Get a Full Inspection
A good place to start is with a full mechanical inspection by someone that is licensed and experienced. This will provide you with the very best opportunity to know what needs to be repaired. You do not want to face a liability risk because you lent someone a vehicle that was mechanically unsafe.
2: Update Your RV Insurance
Your RV insurance needs to be up to date and ready to go. You need to ensure your recreational vehicle has the right level of property insurance and liability insurance to cover any type of accident or incident that happens on the road. You’ll also want to consider additional coverage, such as towing insurance, to ensure your vehicle is cared for on the road.
3: Talk about Experience
When handing over your RV to someone else, be sure that person has experience driving it. It is a good idea to talk about tactics and skills necessary to operate such a large and valuable vehicle. You may want to ensure that you and your friend take it out for a short drive so that you can talk about these skills.
4: Add Security
This is a good time to install more security on your recreational vehicle as well. Consider the addition of a security system or other types of tools that can help to minimize the amount of risk of both vandalism and theft. You do not know what steps your friend will take to keep your vehicle safe.
5: Talk to Your Insurance Agent
A final step is to talk to your insurance agent about your risks and responsibilities. Be sure your agent knows what your plans are and has helped you to choose policies that offer the best level of protection.
Taking these steps can give you confidence when lending your valuable asset. Don’t hand over the keys until you take these steps.
We’ll protect you, wherever the road takes you. Call Voyager Insurance Services at (800) 342-4444 for more information on Dallas RV insurance.